Why You Should Purchase Technology Insurance From Educated Professionals
Many small business owners are very meticulous and careful when choosing their insurance company and their insurance coverages. Choosing the appropriate insurance broker to administer your insurance portfolio is just as important as the other two. The three-legged stool for success in putting together your technology insurance program is to choose the appropriate insurance company, the appropriate insurance coverages, and the appropriate insurance broker to administer your program.
The education of your insurance broker is one of the fundamental basics in warranting his or her qualification to administer your program.
The education of your broker can take many forms. The first form is the pure academic form that can be revealed in your brokers level of academic accomplishment. Looking for a broker with a college degree, and possibly an advanced college degree, such as an MBA, can be an important part of your insurance strategy.
Besides the pure level of academic accomplishments, having industry specific academic accomplishments within the insurance industry is extremely important. Some of the more common industry designations that are professional in nature are:
o CPCU -chartered property and casualty underwriter
o ARM – associate risk management
o CLU -chartered life underwriter
o ChFC – chartered financial consultant
There are other designations but they are of a lesser value mainly because the threshold for obtaining the designation is minimal at best. Usually only about 5% of the brokers United States have one of these designations.
A Technology insurance professional should have both the college academic level and the insurance industry academic level commensurate with the coverages that you are seeking.…
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